Top 3 Mortgage Lenders in La Fargeville

Watertown Savings Bank is the premier local community bank serving Jefferson County and the North Country region, including La Fargeville. With over 120 years of service, they have deep roots in the local community and specialize in understanding the unique rural property needs of the area. Their mortgage team provides personalized service with competitive rates, particularly strong in USDA rural development loans that benefit La Fargeville residents. Customers consistently praise their local decision-making process and commitment to the community.

Community Bank, N.A. has been serving Northern New York for over 150 years with a strong presence throughout Jefferson County. They offer comprehensive mortgage solutions with local underwriting and decision-making, making them ideal for La Fargeville homebuyers. Their expertise in rural properties and agricultural lending makes them particularly well-suited for the La Fargeville market. The bank receives high marks for responsive service and competitive rate offerings, with many customers noting the convenience of their local Watertown branch for in-person consultations.

NBT Bank maintains a strong regional presence throughout Upstate New York with multiple branches serving the North Country region. Their mortgage specialists have extensive experience with rural property financing and understand the specific needs of communities like La Fargeville. They offer competitive first-time homebuyer programs and excel at USDA loans, which are particularly relevant for the area. Customers appreciate their straightforward application process and the local knowledge their loan officers bring to each transaction, ensuring smooth closings for rural properties.