Top 3 Mortgage Lenders in Lima

ESL Federal Credit Union is a highly-rated local lender serving the Lima area with over 100 years of community banking experience and a dedicated mortgage division operating for more than two decades. Known for exceptional customer service, competitive rates, and deep roots in the Rochester region, ESL offers personalized mortgage solutions with a focus on member satisfaction. They consistently receive top ratings for their transparency, low fees, and support for first-time homebuyers, making them a trusted choice in Livingston County.

Guaranteed Rate is a top-rated national mortgage lender with a strong presence in New York, offering digital-first services and competitive rates for Lima residents. Founded in 2000, it has built a reputation for efficiency, innovative technology, and high customer satisfaction, with numerous awards for online mortgage processing. Their extensive loan options and dedicated local advisors ensure personalized support, backed by thousands of positive reviews highlighting speed and reliability.

M&T Bank is a well-established regional bank with a significant presence in Western New York, including Lima, offering reliable mortgage products with a focus on community lending. With decades of experience and a mortgage division that has grown over the past 15 years, M&T is praised for its competitive rates, local decision-making, and strong customer service. They provide a wide range of loan options and have a solid track record of supporting homebuyers in rural and suburban areas like Livingston County.