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Home/New York/Martinsburg
Martinsburg, NY

Top 3 Mortgage Lenders in Martinsburg

Compare verified mortgage lenders serving Martinsburg, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
650+
Reviews
12
Loan Types

Available Loan Programs in Martinsburg

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Fixed-Rate
Adjustable-Rate
Construction-to-Permanent
Home Equity
ARM

Featured Mortgage Lenders

1

Michael J. Carbone

NBT Bank Mortgage

★★★★☆
4.8/5

NBT Bank has been serving Northern New York communities for over 160 years with a strong local presence throughout Jefferson County. As one of the region's most trusted mortgage lenders, they offer personalized service and deep community roots. Their mortgage specialists provide comprehensive guidance through the entire home financing process with competitive rates and various loan programs tailored to first-time homebuyers and experienced homeowners alike. Their long-standing reputation and local decision-making authority make them a top choice for Martinsburg area residents.

Experience:25 years
Reviews:89 customer reviews
52 Public Square, Watertown, NY 13601

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

John R. O'Donnell

Watertown Savings Bank

★★★★☆
4.7/5

Watertown Savings Bank has been a cornerstone of Jefferson County's financial community for over 120 years, with deep roots serving the Martinsburg area. They are known for their exceptional customer service and community-focused approach to mortgage lending. The bank offers competitive rates and flexible terms with local underwriting and decision-making, ensuring personalized attention throughout the mortgage process. Their experienced loan officers provide comprehensive guidance on various loan products, making them a preferred local lender for home purchases and refinancing.

Experience:22 years
Reviews:76 customer reviews
229 Washington Street, Watertown, NY 13601

Loan Types:

Fixed-RateAdjustable-RateFHAVAConstruction-to-PermanentHome Equity
3

Sarah Mitchell

Rocket Mortgage

★★★★☆
4.6/5

While Rocket Mortgage operates nationally, they have extensive experience serving rural New York markets including the Martinsburg area. Their digital-first approach combined with dedicated mortgage specialists provides a streamlined application process with competitive rates. They offer a wide range of loan products and have strong relationships with local real estate professionals throughout Jefferson County. Their efficient online platform and extensive experience with various property types make them a reliable option for Martinsburg residents seeking modern mortgage solutions with the backing of one of America's largest mortgage lenders.

Experience:18 years
Reviews:485 customer reviews
1050 Woodward Ave, Detroit, MI 48226

Loan Types:

ConventionalFHAVAJumboRefinanceARMFixed-Rate

Why Choose a Mortgage Lender in Martinsburg?

Local Market Knowledge

Lenders who understand Martinsburg's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Martinsburg and get competitive rates on your home loan.