Top 3 Mortgage Lenders in Maryland

NBT Bank has been serving upstate New York communities for over 160 years with a strong local presence throughout the region. Their mortgage team specializes in rural and suburban home financing with particular expertise in USDA loans, which are ideal for the Maryland, NY area. Customers consistently praise their personalized service, local decision-making, and competitive rates. As a community-focused bank with deep roots in the region, they understand the unique needs of upstate New York homebuyers and offer flexible underwriting for rural properties.

Catskill Hudson Bank has established itself as a premier mortgage lender for the Catskill region and surrounding areas, including Otsego County where Maryland is located. They specialize in serving rural communities and offer unique construction-to-permanent loan programs that are particularly valuable in areas with limited housing inventory. Their local loan officers have extensive knowledge of the region's real estate market and provide personalized guidance throughout the mortgage process. The bank is known for its responsive service and community-focused approach to lending.

While headquartered in Michigan, Rocket Mortgage serves all 50 states including rural New York areas like Maryland. They offer a fully digital mortgage experience combined with dedicated mortgage specialists who understand New York's specific lending requirements. Their strong USDA loan program makes them an excellent choice for the Maryland area, and they consistently offer competitive rates nationwide. With thousands of positive reviews highlighting their efficient process and excellent customer service, they provide a reliable option for borrowers who value technology-driven convenience without sacrificing personalized support.