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Home/New York/Middletown
Middletown, NY

Top 3 Mortgage Lenders in Middletown

Compare verified mortgage lenders serving Middletown, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
675+
Reviews
10
Loan Types

Available Loan Programs in Middletown

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Home Equity
Construction
Reverse Mortgages

Featured Mortgage Lenders

1

Thomas J. Conroy

CrossCountry Mortgage, LLC - Middletown

★★★★☆
4.9/5

CrossCountry Mortgage's Middletown branch stands out as a top-rated local mortgage lender with exceptional customer satisfaction ratings. Led by experienced loan officer Thomas Conroy, this branch specializes in personalized service for Orange County homebuyers. They offer competitive rates across all loan types and are particularly noted for their expertise with first-time homebuyer programs and VA loans. Their local presence ensures deep understanding of Middletown's real estate market and quick, responsive service throughout the loan process.

Experience:15 years
Reviews:125 customer reviews
24 Orchard Street, Middletown, NY 10940

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
2

Member Services

Hudson Valley Credit Union

★★★★☆
4.8/5

As one of the largest credit unions in the Hudson Valley region, HVCU has served Middletown residents for decades with exceptional mortgage services. They consistently receive high marks for competitive rates, low fees, and outstanding member service. Their local branch network throughout Orange County provides convenient in-person support, while their digital mortgage application process streamlines the experience. HVCU is particularly praised for their first-time homebuyer education and flexible underwriting standards that benefit local buyers.

Experience:65 years
Reviews:350 customer reviews
1400 Route 300, Newburgh, NY 12550

Loan Types:

ConventionalFHAVAUSDAJumboHome EquityRefinanceConstruction
3

Loan Officers

Homestead Funding Corp.

★★★★☆
4.7/5

Homestead Funding has built an outstanding reputation throughout New York State, including strong service in the Middletown area. With nearly three decades of experience, they've consistently maintained high customer satisfaction ratings and competitive mortgage products. They're particularly noted for their expertise in complex loan scenarios and their commitment to finding the right solution for each borrower's unique situation. Their team of experienced loan officers provides personalized guidance through the entire mortgage process, making them a trusted choice for Orange County homebuyers.

Experience:28 years
Reviews:200 customer reviews
2 Halfmoon Executive Park, Clifton Park, NY 12065

Loan Types:

ConventionalFHAVAUSDAJumboReverse MortgagesRefinance

Why Choose a Mortgage Lender in Middletown?

Local Market Knowledge

Lenders who understand Middletown's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Middletown and get competitive rates on your home loan.