Top 3 Mortgage Lenders in Monticello

As the premier local community bank serving Monticello and Sullivan County, Catskill Hudson Bank has built an exceptional reputation for personalized mortgage services. Their local underwriting and decision-making process allows for faster closings and more flexible lending criteria. They specialize in first-time homebuyer programs and offer competitive rates with deep knowledge of the local Monticello real estate market. Their mortgage team provides one-on-one guidance throughout the entire process, making them a top choice for residents seeking local expertise and outstanding customer service.

With over 28 years of experience serving the Hudson Valley region including Monticello, Homestead Funding has earned numerous industry awards and exceptional customer reviews. They offer a comprehensive range of mortgage products with competitive rates and have consistently high customer satisfaction ratings. Their local loan officers understand the unique aspects of the Monticello housing market and provide personalized service from application to closing. The company is known for their educational approach, ensuring borrowers fully understand their options and the mortgage process.

As part of the Howard Hanna real estate network serving the Monticello area, First Priority Mortgage offers integrated real estate and mortgage services that streamline the home buying process. They provide competitive rates and a wide variety of loan programs, with particular strength in first-time homebuyer assistance programs. Their local presence through the Howard Hanna real estate offices ensures they have deep knowledge of the Sullivan County market conditions. Customers praise their responsive communication and ability to close loans efficiently while providing excellent guidance throughout the mortgage process.