Top 3 Mortgage Lenders in Morton

NBT Bank stands as one of the most respected regional mortgage lenders serving upstate New York, including the Morton area. With deep roots in the community dating back over 160 years, they offer personalized service through local branch offices while maintaining the resources of a substantial financial institution. Their mortgage specialists are particularly knowledgeable about rural and small-town property financing, including USDA loans that are relevant to the Morton region. Customers consistently praise their responsive communication, competitive rates, and the ability to handle complex rural property transactions with expertise.

As a community-focused bank serving the Catskill Mountain region including Delaware County where Morton is located, Catskill Hudson Bank has built an exceptional reputation for mortgage lending. Their local underwriting and decision-making process allows for greater flexibility and personalized service that national lenders cannot match. They specialize in understanding the unique aspects of rural New York properties and offer construction loans that are particularly valuable in areas like Morton. Reviewers frequently mention their transparent process, local expertise, and commitment to seeing complex rural transactions through to completion.

Trustco Bank has been serving upstate New York communities for over a century, with extensive experience in mortgage lending throughout the region including rural areas like Morton. As a well-established community bank with a strong presence across New York, they combine local decision-making with institutional stability. Their mortgage officers are praised for their knowledge of rural property financing challenges and their ability to provide competitive rates for both purchase and refinance transactions. Trustco's long-standing commitment to the region and understanding of local market conditions makes them a top choice for mortgage services in the Morton area.