Top 3 Mortgage Lenders in New Hartford

Adirondack Bank has been serving the Mohawk Valley region for over 120 years and maintains a strong presence in New Hartford through their nearby Utica headquarters. They are highly regarded for personalized mortgage services with local underwriting decisions, competitive rates, and deep community involvement. Their mortgage team receives consistent praise for guiding borrowers through the entire process with exceptional customer service and expertise in various loan programs tailored to Upstate New York homebuyers.

With a physical branch location right in New Hartford, Empower FCU offers exceptional mortgage services to local residents. As a member-owned credit union, they provide highly competitive rates and personalized service. Their mortgage specialists are praised for their responsiveness and ability to simplify the complex mortgage process. They offer special programs for first-time homebuyers and have deep roots in the Central New York community, with many customers noting their commitment to finding the right mortgage solution for each individual's needs.

Freedom Mortgage maintains a strong local presence in the Utica/New Hartford area with dedicated mortgage professionals serving the region. They are particularly recognized for their expertise in government-backed loans (FHA and VA) and offer competitive refinancing options. Customers consistently rate them highly for their efficient processing, clear communication throughout the loan process, and ability to close loans quickly. Their combination of national lending power with local personal service makes them a popular choice for New Hartford area homebuyers.