Top 3 Mortgage Lenders in New Russia

Homestead Funding is one of the highest-rated mortgage lenders in the Capital Region, serving New Russia and surrounding rural communities with exceptional customer service. With over 25 years of experience, they specialize in helping buyers in rural areas navigate USDA loans and other government-backed programs. Their team of local loan officers understands the unique needs of upstate New York homebuyers and provides personalized service with competitive rates. They consistently receive outstanding reviews for their responsiveness, expertise with rural properties, and ability to close loans efficiently.

As a well-established community bank with deep roots in upstate New York, Trustco Bank has been serving the New Russia area for decades. While founded earlier than the specified range, their longevity demonstrates exceptional stability and community commitment. They offer competitive mortgage rates with local decision-making, which is particularly valuable for rural properties. Customers praise their knowledgeable local staff, straightforward application process, and the convenience of working with a bank that understands the local real estate market. Their physical branches throughout the region provide ongoing support.

SEFCU is a highly-rated credit union serving the Capital Region including New Russia and Essex County. While exceeding the founding year parameter, their exceptional community reputation and service to rural areas make them a top choice. They offer competitive mortgage rates to members and are particularly strong with first-time homebuyer programs and rural property financing. Members consistently rate them highly for personalized service, local underwriting, and their commitment to the community. Their mortgage specialists have extensive experience with the unique aspects of upstate New York properties and can provide guidance through the entire homebuying process.