Top 3 Mortgage Lenders in Olean

Five Star Bank stands out as Olean's premier local mortgage lender with deep community roots spanning over 170 years. As a regional bank headquartered in Western New York, they offer personalized service and local underwriting decisions that national lenders can't match. Their mortgage team has extensive experience with rural property financing and USDA loans, which is particularly valuable in the Olean area. Customers consistently praise their responsive communication, competitive rates, and ability to close loans efficiently. Their physical presence in Olean ensures face-to-face service throughout the mortgage process.

Prestige Financial Services is a highly-rated mortgage broker serving Western New York, including Olean, with exceptional customer satisfaction ratings. As a mortgage brokerage, they have access to multiple lenders and can shop for the best rates and terms on behalf of Olean homebuyers. Their team specializes in navigating complex financing scenarios and has particular expertise with rural properties common in the Southern Tier region. Reviewers consistently highlight their transparency, attention to detail, and ability to secure favorable terms that save borrowers money over the life of their loan.

Guild Mortgage brings national lending power with strong local expertise through their Western New York office. With over 60 years in business, they offer exceptional stability and a wide range of mortgage products specifically tailored to New York's unique lending requirements. Their Olean-area clients benefit from dedicated local loan officers who understand the Southern Tier housing market, combined with the resources of a top-10 purchase lender nationally. Guild consistently receives praise for their educational approach, making complex mortgage concepts understandable for first-time and experienced buyers alike.