Top 3 Mortgage Lenders in Ontario

NEO Home Loans is a highly-rated regional mortgage lender serving the Greater Rochester area including Ontario, NY. With exceptional 4.9-star ratings across multiple platforms, they specialize in personalized service and competitive rates. Their team of experienced loan officers provides comprehensive guidance through the entire mortgage process, from pre-approval to closing. They're particularly noted for their expertise with first-time homebuyer programs and their ability to close loans quickly and efficiently.

As one of the most established financial institutions in the Rochester region, ESL Federal Credit Union has been serving Ontario and surrounding communities for over a century. While founded earlier than the specified range, their mortgage division maintains modern, competitive lending practices with exceptional member satisfaction. They offer competitive rates for members and are known for their community-focused approach, local decision-making, and comprehensive mortgage solutions with low closing costs and excellent customer service.

Premium Mortgage Corporation is a well-established regional lender with strong presence throughout Western New York, including dedicated service to Ontario residents. With nearly two decades of experience, they've built a reputation for transparency, competitive rates, and exceptional customer service. Their local loan officers provide personalized attention and guidance through the entire mortgage process. They're particularly praised for their efficient processing, clear communication, and expertise with various loan programs including renovation and construction loans.