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Home/New York/Oswegatchie
Oswegatchie, NY

Top 3 Mortgage Lenders in Oswegatchie

Compare verified mortgage lenders serving Oswegatchie, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
655+
Reviews
11
Loan Types

Available Loan Programs in Oswegatchie

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
Home Equity
First-time Homebuyer
Construction-to-Permanent
Renovation

Featured Mortgage Lenders

1

Community Bank, N.A.

Community Bank, N.A.

★★★★☆
4.8/5

Community Bank, N.A. is one of the most established and highly-rated regional financial institutions serving Northern New York, including Oswegatchie. With deep roots in the community since 1984, they offer personalized mortgage services with local decision-making. Customers consistently praise their competitive rates, transparent process, and knowledgeable loan officers who understand the unique needs of rural St. Lawrence County homeowners. Their extensive branch network throughout the region ensures convenient in-person service.

Experience:35 years
Reviews:285 customer reviews
25823 NY-12, Watertown, NY 13601

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionHome Equity
2

Watertown Savings Bank

Watertown Savings Bank

★★★★☆
4.7/5

Watertown Savings Bank has been serving the North Country region for over a century, making them one of the most trusted local mortgage lenders for Oswegatchie residents. They specialize in understanding the unique rural property needs of St. Lawrence County and offer competitive mortgage products with local underwriting. Their mortgage team receives outstanding reviews for their responsiveness, attention to detail, and commitment to making the home buying process smooth for both first-time and experienced buyers.

Experience:30 years
Reviews:192 customer reviews
119 Washington Street, Watertown, NY 13601

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinanceConstruction-to-Permanent
3

Guild Mortgage Company

Guild Mortgage Company - Syracuse Branch

★★★★☆
4.6/5

Guild Mortgage is a nationally recognized mortgage lender with a strong presence in Upstate New York that serves the Oswegatchie area. While based in Syracuse, their experienced loan officers regularly work with clients throughout Northern New York and have expertise with rural properties common in St. Lawrence County. They receive excellent reviews for their extensive loan program options, competitive rates, and exceptional customer service throughout the entire mortgage process from application to closing.

Experience:25 years
Reviews:178 customer reviews
100 Clinton Square, Suite 400, Syracuse, NY 13202

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceRenovationFirst-time Homebuyer

Why Choose a Mortgage Lender in Oswegatchie?

Local Market Knowledge

Lenders who understand Oswegatchie's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Oswegatchie and get competitive rates on your home loan.