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Home/New York/Oswego
Oswego, NY

Top 3 Mortgage Lenders in Oswego

Compare verified mortgage lenders serving Oswego, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
300+
Reviews
10
Loan Types

Available Loan Programs in Oswego

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer
Home Equity
Construction-to-Permanent

Featured Mortgage Lenders

1

Pathfinder Bank Mortgage Team

Pathfinder Bank

★★★★☆
4.8/5

As Oswego's hometown bank with over 160 years of community banking experience, Pathfinder Bank offers exceptional localized mortgage services with deep understanding of the local real estate market. They provide personalized service with competitive rates and have built a strong reputation for guiding borrowers through the entire mortgage process with expertise and care. Their mortgage team has extensive experience with various loan programs and maintains excellent customer satisfaction ratings.

Experience:25 years
Reviews:85 customer reviews
214 West First Street, Oswego, NY 13126

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Empower Federal Credit Union Mortgage Department

Empower Federal Credit Union

★★★★☆
4.7/5

Serving Central New York including Oswego County, Empower FCU has built an outstanding reputation for mortgage lending with competitive rates and exceptional member service. As a not-for-profit credit union, they often offer lower fees and more flexible underwriting than traditional banks. Their mortgage specialists provide comprehensive guidance through the entire home buying process and are known for their responsive communication and educational approach.

Experience:20 years
Reviews:120 customer reviews
4821 West Taft Road, Liverpool, NY 13088

Loan Types:

ConventionalFHAVAFirst-time HomebuyerRefinanceHome Equity
3

NBT Bank Mortgage Services

NBT Bank

★★★★☆
4.6/5

With a strong physical presence in Oswego and throughout Central New York, NBT Bank brings decades of mortgage lending expertise to the local community. They offer a wide range of mortgage products with competitive rates and have established themselves as a reliable lender known for smooth closings and professional service. Their local loan officers understand the Oswego market dynamics and provide personalized attention throughout the mortgage process.

Experience:30 years
Reviews:95 customer reviews
120 East First Street, Oswego, NY 13126

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentRefinance

Why Choose a Mortgage Lender in Oswego?

Local Market Knowledge

Lenders who understand Oswego's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Oswego and get competitive rates on your home loan.