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Otto, NY

Top 3 Mortgage Lenders in Otto

Compare verified mortgage lenders serving Otto, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
570+
Reviews
10
Loan Types

Available Loan Programs in Otto

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer
Home Equity
Renovation

Featured Mortgage Lenders

1

Evans Bank Mortgage Team

Evans Bank

★★★★☆
4.8/5

Evans Bank is a highly-rated regional financial institution with deep roots in Western New York, serving the Otto area through their multiple branches in Cattaraugus County. With nearly a century of experience, they offer personalized mortgage services with local decision-making, competitive rates, and a strong commitment to the communities they serve. Their mortgage team specializes in rural property financing, which is particularly relevant for the Otto area, and they have excellent customer satisfaction ratings for their attentive service and local expertise.

Experience:95 years
Reviews:150 customer reviews
1 Grimsby Drive, Hamburg, NY 14075

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Five Star Bank Mortgage Division

Five Star Bank

★★★★☆
4.6/5

Five Star Bank has been serving Western New York communities for over a century, with a strong presence throughout the region including service to Otto residents. They offer comprehensive mortgage solutions with a focus on personalized service and local underwriting. Their experienced loan officers understand the unique aspects of rural New York properties and provide competitive rates with various loan programs. The bank has consistently high customer satisfaction ratings for their responsive service and community-focused approach to lending.

Experience:115 years
Reviews:120 customer reviews
55 North Main Street, Warsaw, NY 14569

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinanceHome Equity
3

Premium Mortgage Corporation

Premium Mortgage Corp.

★★★★☆
4.9/5

Premium Mortgage is a highly-rated regional mortgage lender with an exceptional reputation throughout Western New York, including service to Otto and surrounding Cattaraugus County areas. They consistently receive top marks for customer service, competitive rates, and efficient loan processing. With specialized expertise in rural and suburban properties, they offer a wide range of loan products and have particularly strong reviews for their USDA and FHA loan programs. Their local loan officers provide personalized guidance throughout the entire mortgage process with outstanding customer support.

Experience:25 years
Reviews:300 customer reviews
5500 Main Street, Williamsville, NY 14221

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRenovationRefinance

Why Choose a Mortgage Lender in Otto?

Local Market Knowledge

Lenders who understand Otto's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Otto and get competitive rates on your home loan.