Top 3 Mortgage Lenders in Oyster Bay

CrossCountry Mortgage has established itself as one of the top-rated mortgage lenders serving Oyster Bay and throughout Long Island. With over two decades of experience, they offer a comprehensive range of loan products and are particularly noted for their exceptional customer service and competitive rates. Their local team understands the unique Nassau County real estate market and provides personalized guidance through the entire mortgage process. The company maintains an A+ BBB rating and consistently receives outstanding reviews for their responsiveness, expertise, and ability to close loans efficiently.

As one of Long Island's largest and most trusted financial institutions, Bethpage Federal Credit Union has been serving Oyster Bay residents for generations. With deep roots in the community, they offer highly competitive mortgage rates and exceptional member service. Their mortgage specialists provide personalized attention and local market expertise that national lenders often lack. Bethpage is particularly strong with first-time homebuyer programs and offers various community-focused mortgage solutions. The credit union's not-for-profit structure often translates to better rates and lower fees for borrowers in the Oyster Bay area.

GuardHill Financial has built an exceptional reputation as a premier mortgage banker serving Oyster Bay and the broader Long Island region. Specializing in complex transactions and high-value properties, they excel in jumbo loans and luxury home financing while also offering competitive conventional products. Their team of experienced loan officers provides white-glove service and deep local market knowledge. The company is particularly noted for their expertise with unique property types common in Nassau County, including historic homes and waterfront properties. GuardHill maintains strong relationships with local real estate professionals and consistently receives outstanding client reviews for their attention to detail and smooth closing processes.