Top 3 Mortgage Lenders in Poughkeepsie

As the largest credit union in the Hudson Valley region, HVFCU has been serving Poughkeepsie and surrounding communities for over eight decades. They consistently receive exceptional ratings for their personalized service, competitive rates, and deep community involvement. Their mortgage specialists provide comprehensive guidance through the entire homebuying process, with special programs for first-time homebuyers and flexible loan options. Their local underwriting and decision-making process allows for faster approvals and more personalized service than many national lenders.

With deep roots in the Hudson Valley since the Civil War era, Tompkins Mahopac Bank maintains a strong physical presence in Poughkeepsie with multiple branches. They are particularly praised for their local decision-making authority, competitive jumbo loan programs, and construction lending expertise. Customers consistently highlight their responsive loan officers and the bank's commitment to keeping mortgages local rather than selling them to third-party servicers. Their long-standing reputation and community-focused approach make them a trusted choice for Poughkeepsie homebuyers.

Premium Mortgage Corporation is a highly-rated regional mortgage lender headquartered in New York with a dedicated Poughkeepsie office. They have earned exceptional customer satisfaction ratings for their extensive loan product portfolio and expert guidance through complex mortgage scenarios. Specializing in both purchase and refinance transactions, they are particularly noted for their renovation loan expertise and first-time homebuyer programs. Their local loan officers have deep knowledge of the Poughkeepsie market and maintain strong relationships with local real estate professionals.