Top 3 Mortgage Lenders in Preble

Tompkins Community Bank is a highly-rated regional institution with deep roots in Central New York, serving Preble and surrounding Cortland County areas. With over 185 years of community banking experience, they offer personalized mortgage services through local loan officers who understand the specific needs of rural communities like Preble. Their mortgage team consistently receives excellent reviews for their responsive service, competitive rates, and expertise in rural property financing including USDA loans which are particularly relevant for Preble residents.

Visions Federal Credit Union serves multiple counties in Central New York and has a strong presence in Cortland County, making them an excellent choice for Preble residents. They offer competitive mortgage rates to members and have specialized programs for first-time homebuyers and rural property financing. Their mortgage team receives consistently high marks for customer service, with many reviews highlighting their patience in explaining the process and their efficiency in closing loans. As a credit union, they often provide lower fees and more flexible underwriting than traditional banks.

NBT Bank has been serving Central New York communities for over 165 years and maintains a strong local presence in Cortland County, just minutes from Preble. Their experienced mortgage team specializes in rural and suburban property financing with particular expertise in the unique aspects of properties in towns like Preble. Customers consistently praise their local decision-making capability, personalized service, and knowledge of the local real estate market. They offer a full range of mortgage products with competitive rates and have built a reputation for reliability and community commitment.