Top 3 Mortgage Lenders in Rocky Point

CrossCountry Mortgage has established itself as one of the top mortgage lenders serving Suffolk County with a strong local presence in Riverhead, just minutes from Rocky Point. With over 20 years of experience, they offer comprehensive mortgage solutions including specialized programs for first-time homebuyers and competitive jumbo loans. Their high rating reflects exceptional customer service, streamlined application processes, and local market expertise that makes them particularly valuable for Rocky Point residents navigating the competitive Long Island housing market.

Guild Mortgage's Hauppauge office serves the entire North Shore of Long Island including Rocky Point, bringing nearly two decades of mortgage expertise to Suffolk County homeowners. They are particularly noted for their renovation loan programs and VA loan expertise, making them ideal for military families and those looking to purchase fixer-uppers in the Rocky Point area. Their strong community presence and personalized approach to mortgage lending have earned them consistently high ratings from local homebuyers.

While headquartered as a credit union, NEFCU has expanded to become one of the most respected mortgage lenders serving Suffolk County, including Rocky Point residents. They offer highly competitive rates for members and non-members alike, with particular strength in first-time homebuyer programs and jumbo loans that are essential in the Long Island market. Their local underwriting and decision-making process provides faster closings, and their commitment to community lending makes them a trusted choice for North Shore homeowners.