Top 3 Mortgage Lenders in Rome

Adirondack Bank stands as Rome's premier local mortgage lender with deep community roots spanning over a century. As a community-focused institution with a physical branch in Rome, they offer personalized service and local decision-making that national lenders can't match. Their mortgage team receives exceptional ratings for responsiveness, competitive rates, and guiding borrowers through the entire process. They specialize in first-time homebuyer programs and offer a comprehensive range of loan products with the advantage of local underwriting and processing.

NBT Bank maintains a strong physical presence in Rome with multiple branches and a dedicated mortgage team serving the community. With over 165 years of banking experience, they bring exceptional stability and local market knowledge to mortgage lending. Customers consistently praise their competitive rates, transparent process, and knowledgeable loan officers who understand the unique aspects of the Rome and Central New York housing market. They offer special programs for first-time buyers and have strong relationships with local real estate professionals.

While based in Clifton Park, Homestead Funding Corp consistently ranks as one of Upstate New York's highest-rated mortgage lenders and actively serves Rome and Central New York. They've earned numerous industry awards and maintain exceptional customer satisfaction ratings for their thorough communication, competitive pricing, and extensive loan product offerings. Their team includes specialized VA and first-time homebuyer experts, and they're particularly noted for handling complex financing scenarios with professionalism and efficiency.