Top 3 Mortgage Lenders in Roxbury

NBT Bank is a highly-regarded regional financial institution with deep roots in upstate New York, serving Roxbury and the surrounding Catskill region for over 160 years. Their mortgage division receives exceptional ratings for personalized service, competitive rural lending programs including USDA loans perfect for Roxbury's market, and local underwriting expertise. With multiple nearby branches and dedicated mortgage specialists who understand the unique property values in Delaware County, they offer both in-person and digital mortgage experiences with the reliability of an established community bank.

While headquartered in New Hampshire, The Savings Bank of Walpole has extensive experience serving the New York border regions including Roxbury, with specialized knowledge of rural property financing in the Catskill Mountains. They receive outstanding reviews for their responsive service, competitive rates for vacation and primary homes, and expertise with properties requiring well and septic systems common in Roxbury. Their mortgage team provides personalized guidance through the entire process with local decision-making authority.

As a community bank deeply embedded in the Catskill region, Catskill Hudson Bank has specific expertise with the types of properties found throughout Roxbury and Delaware County. They receive excellent ratings for their understanding of local market conditions, flexible underwriting for rural properties, and construction lending expertise. Their mortgage team provides hands-on guidance with local processing and decision-making, making them particularly strong for buyers of mountain properties, land purchases, and custom home construction in the Roxbury area.