Top 3 Mortgage Lenders in Saint James

Michael D'Ambrosio with Guild Mortgage is one of the highest-rated mortgage professionals serving the Saint James area. With over 125 exceptional reviews and nearly two decades of experience, he specializes in guiding clients through the entire mortgage process with personalized service. Guild Mortgage offers a comprehensive range of loan products including conventional, FHA, VA, and jumbo loans. Their local Smithtown office provides convenient service to Saint James residents, and they're known for competitive rates, transparent communication, and exceptional customer satisfaction throughout the home buying process.

Joseph Rizzo with NRL Mortgage has built an outstanding reputation serving the North Shore of Long Island, including Saint James. With nearly 90 excellent reviews, he provides comprehensive mortgage services with particular expertise in first-time homebuyer programs and refinancing. NRL Mortgage offers competitive rates across all loan types and is known for their efficient processing and closing timelines. Their Smithtown location is conveniently accessible to Saint James residents, and they pride themselves on building long-term relationships with clients through exceptional service and mortgage expertise.

CrossCountry Mortgage's Stony Brook branch serves the Saint James community with exceptional mortgage services and competitive lending options. With over 140 positive reviews, this established lender offers a wide array of loan products including specialized construction loans and jumbo mortgages. Their local team has deep knowledge of the Long Island real estate market and provides personalized service from application through closing. Known for their responsive communication and streamlined process, they consistently deliver competitive rates and flexible loan options tailored to individual financial situations.