Top 3 Mortgage Lenders in Salem

As one of the most established credit unions serving Washington County and the greater Capital Region, Hudson River Community Credit Union has built an exceptional reputation for mortgage lending in rural communities like Salem. With over six decades of serving local residents, they offer personalized service and competitive rates specifically tailored to upstate New York homebuyers. Their strong community focus and member-owned structure ensure customers receive attentive, local decision-making rather than corporate bureaucracy. They consistently receive high marks for their knowledgeable loan officers who understand the unique aspects of rural property financing in the Salem area.

As the oldest and largest locally-owned community bank in the Saratoga region, Adirondack Trust Company has extensive experience serving the mortgage needs of Salem and surrounding Washington County residents. With over a century of continuous operation, they bring unparalleled stability and local market knowledge to every mortgage transaction. Their loan officers are praised for providing exceptional personal service and guidance throughout the home buying process. The bank's strong capital position allows them to offer competitive rates while maintaining lending decisions locally, making them particularly valuable for rural properties and unique financing situations common in the Salem area.

NVR Mortgage, operating through their Ryan Homes division, has established a strong presence throughout upstate New York including service to Salem residents. With decades of experience and extensive resources, they offer some of the most competitive mortgage rates in the region while maintaining high service standards. Their local Queensbury office provides personalized attention with the backing of a national lender's capabilities. Customers consistently praise their efficient processing, transparent communication, and expertise in navigating the unique aspects of rural New York property financing. Their dual role as both builder and lender gives them specialized insight into property valuation and construction-related financing needs.