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Home/New York/Saranac Lake
Saranac Lake, NY

Top 3 Mortgage Lenders in Saranac Lake

Compare verified mortgage lenders serving Saranac Lake, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
313+
Reviews
14
Loan Types

Available Loan Programs in Saranac Lake

Fixed-rate mortgages
Adjustable-rate mortgages
FHA loans
VA loans
USDA loans
Jumbo loans
Construction loans
Refinancing
Conventional mortgages
USDA rural loans
Construction-to-permanent loans
Home equity loans
Conventional loans
ARM loans

Featured Mortgage Lenders

1

Adirondack Regional Federal Credit Union

Adirondack Regional Federal Credit Union

★★★★☆
4.8/5

As the premier local financial institution serving Saranac Lake and the entire Adirondack region, Adirondack Regional FCU has built an exceptional reputation for mortgage lending over nearly seven decades. They offer deeply personalized service with local underwriters who understand the unique Adirondack housing market. Members consistently praise their competitive rates, transparent process, and exceptional customer service. Their deep community roots and understanding of local property values make them the top choice for Saranac Lake homebuyers seeking a trusted local partner.

Experience:68 years
Reviews:85 customer reviews
75 Main Street, Saranac Lake, NY 12983

Loan Types:

Fixed-rate mortgagesAdjustable-rate mortgagesFHA loansVA loansUSDA loansJumbo loansConstruction loansRefinancing
2

Community Bank NA

Community Bank NA

★★★★☆
4.6/5

Community Bank NA has been serving the North Country region for over 150 years with a strong physical presence in Saranac Lake. They offer comprehensive mortgage solutions with local decision-making and personalized attention. Their experienced loan officers have extensive knowledge of the Adirondack real estate market and provide competitive rates with various loan programs. Customers consistently highlight their reliability, straightforward process, and the bank's commitment to the local community. Their USDA rural development loans are particularly valuable for Saranac Lake area buyers.

Experience:153 years
Reviews:210 customer reviews
33 Main Street, Saranac Lake, NY 12983

Loan Types:

Conventional mortgagesFHA loansVA loansUSDA rural loansConstruction-to-permanent loansHome equity loansRefinancing
3

Rocket Mortgage

Rocket Mortgage by Quicken Loans

★★★★☆
4.7/5

While not locally based, Rocket Mortgage serves Saranac Lake comprehensively through their digital platform and has become a top choice for many Adirondack homebuyers seeking competitive rates and efficient service. As America's largest mortgage lender, they offer streamlined online applications, rapid approval processes, and highly competitive rates. Their extensive experience with various loan types and strong customer service reputation makes them an excellent option for Saranac Lake residents who value digital convenience without sacrificing loan quality. Their high volume of positive reviews reflects consistent customer satisfaction nationwide.

Experience:37 years
Reviews:18 customer reviews
1050 Woodward Ave, Detroit, MI 48226 (serves Saranac Lake remotely)

Loan Types:

Conventional loansFHA loansVA loansJumbo loansRefinancingARM loansFixed-rate mortgages

Why Choose a Mortgage Lender in Saranac Lake?

Local Market Knowledge

Lenders who understand Saranac Lake's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Saranac Lake and get competitive rates on your home loan.