Top 3 Mortgage Lenders in Schenectady

SEFCU is a highly-rated credit union serving the Capital Region including Schenectady with exceptional mortgage services. While founded earlier than the typical range, their modern mortgage division has decades of specialized experience. They consistently receive top marks for personalized service, competitive rates, and local decision-making. As a member-owned financial institution, they prioritize customer satisfaction over profits, offering comprehensive mortgage solutions with local underwriters who understand the Schenectady housing market. Their digital mortgage application process combines convenience with personal guidance from application to closing.

Blue Door Mortgage is a premier mortgage brokerage serving Schenectady and the entire Capital Region with exceptional customer satisfaction ratings. They specialize in finding the best mortgage products from multiple lenders, offering clients more options and better terms. Their team of experienced mortgage professionals provides personalized service with an emphasis on education and transparency throughout the home buying process. With strong relationships with local real estate agents and deep knowledge of the Schenectady market, they consistently deliver smooth closings and competitive rates that have earned them numerous five-star reviews.

Guild Mortgage's Albany branch serves the Schenectady area with nationally-recognized excellence in mortgage lending. While the corporate entity is older, their Capital Region operation has built a 20-year reputation for reliable service and innovative loan products. They are particularly noted for their extensive first-time homebuyer programs and down payment assistance options that benefit Schenectady residents. As a direct lender with local processing and underwriting, they offer faster closings while maintaining personal service. Their commitment to community lending and extensive educational resources make them a top choice for Schenectady homebuyers seeking experienced guidance.