Top 3 Mortgage Lenders in Shelter Island

Beechwood Organization is one of Long Island's most respected luxury home builders and mortgage providers, with extensive experience serving the Shelter Island and Hamptons markets. They specialize in high-value properties and jumbo loans that are common in the Shelter Island luxury real estate market. Their deep understanding of the local market dynamics, combined with their construction lending expertise, makes them particularly valuable for Shelter Island's unique property needs. They have maintained an exceptional reputation for over 25 years, offering personalized service and competitive financing options for the affluent Shelter Island community.

As one of Long Island's oldest and most established community banks, Suffolk County National Bank has deep roots in the Eastern Long Island region, including Shelter Island. Their mortgage division offers comprehensive lending services with a focus on personalized customer relationships. With over a century of experience serving the unique needs of Long Island communities, they understand the specific challenges and opportunities of Shelter Island properties, including waterfront homes and seasonal residences. Their local underwriting expertise and community-focused approach make them a trusted choice for Shelter Island homeowners.

While now operating as Citizens Bank following the merger, the former Investors Bank had a strong presence throughout the Northeast, including dedicated service to the Shelter Island and Eastern Long Island markets. They bring decades of experience with the unique property types found in Shelter Island, including vacation homes, investment properties, and high-value waterfront estates. Their regional expertise combined with the resources of a larger banking institution provides competitive rates and flexible loan products specifically tailored to the Shelter Island real estate market's distinctive characteristics and seasonal economy.