Top 3 Mortgage Lenders in Shrub Oak

CrossCountry Mortgage has established itself as one of the top mortgage lenders in the Hudson Valley region, serving Shrub Oak and surrounding Westchester County communities. With an exceptional 4.8-star rating from hundreds of local customers, they offer personalized service through local loan officers who understand the unique Westchester County real estate market. Their extensive experience with various loan types, including jumbo loans common in higher-priced Westchester markets, makes them particularly well-suited for Shrub Oak homebuyers. The company maintains strong relationships with local real estate professionals and offers competitive rates with streamlined processing.

As one of the largest and most established credit unions in the Hudson Valley region, Hudson Valley Credit Union has been serving Shrub Oak residents for decades with exceptional mortgage services. Their 4.7-star rating reflects consistently high customer satisfaction across thousands of mortgage transactions. Being a local credit union, they offer competitive rates and personalized service that national banks often cannot match. They have deep roots in the community and understand the specific needs of Westchester County homebuyers, offering specialized first-time homebuyer programs and construction loans that are particularly valuable in the Shrub Oak area.

While technically a digital lender, Better Mortgage has become one of the most popular mortgage options for New York homeowners, including those in Shrub Oak and Westchester County. Their innovative online platform offers a streamlined mortgage process with competitive rates and fee transparency. Despite being newer than traditional lenders, they've earned over 12,000 reviews with a 4.6-star rating by focusing on efficiency and customer experience. They serve the entire New York market and are particularly attractive to tech-savvy homebuyers in the Shrub Oak area looking for a modern mortgage experience with the backing of a well-capitalized company that understands New York's unique real estate landscape.