Top 3 Mortgage Lenders in Silver Springs

ESL Federal Credit Union is one of the most highly-rated mortgage lenders in the Rochester region, serving the greater Monroe County area including Silver Springs. With over a century of experience, they have built an exceptional reputation for competitive rates, personalized service, and deep community involvement. Their mortgage specialists provide comprehensive guidance through the entire home financing process, offering a wide range of loan products with particularly strong programs for first-time homebuyers. Members consistently praise their transparent process, knowledgeable staff, and commitment to finding the right mortgage solution for each borrower's unique situation.

Tompkins Community Bank has been serving Western New York communities for over 150 years, with a strong presence throughout the Finger Lakes region including Silver Springs. They are particularly noted for their local decision-making capabilities and personalized mortgage solutions. The bank offers competitive rates with flexible terms and has earned high marks for their responsive customer service and efficient loan processing. Their experienced mortgage team provides comprehensive guidance from application through closing, with many customers highlighting the smooth process and professional service. Their deep roots in the community and understanding of local market conditions make them a top choice for area homebuyers.

NRL Mortgage has established itself as one of the highest-rated mortgage brokers in the Rochester area, serving clients throughout Western New York including Silver Springs. They specialize in finding the best loan products from multiple lenders to ensure competitive rates and terms for each borrower. Their team of experienced mortgage professionals is praised for their expertise, responsiveness, and ability to handle complex financing situations. Customers consistently highlight their transparent communication, quick turnaround times, and dedication to securing optimal mortgage solutions. While younger than traditional banks, their focused mortgage expertise and exceptional customer satisfaction ratings make them a top contender for home financing in the region.