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Home/New York/Spencerport
Spencerport, NY

Top 3 Mortgage Lenders in Spencerport

Compare verified mortgage lenders serving Spencerport, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
628+
Reviews
11
Loan Types

Available Loan Programs in Spencerport

Conventional
FHA
VA
Jumbo
Fixed-rate
Adjustable-rate
Refinance
USDA
Construction
Renovation
Lot

Featured Mortgage Lenders

1

ESL Federal Credit Union Mortgage Department

ESL Federal Credit Union

★★★★☆
4.8/5

ESL Federal Credit Union is consistently ranked as one of the top mortgage lenders in the Rochester area, serving Spencerport residents with exceptional customer satisfaction. As a local credit union with deep community roots, they offer competitive rates and personalized service. Their mortgage specialists provide comprehensive guidance through the entire home buying process, with particular expertise in first-time homebuyer programs and local market knowledge. Members consistently praise their responsive service, transparent communication, and smooth closing processes.

Experience:105 years
Reviews:285 customer reviews
225 Chestnut Street, Rochester, NY 14604

Loan Types:

ConventionalFHAVAJumboFixed-rateAdjustable-rateRefinance
2

NRL Mortgage

NRL Mortgage

★★★★☆
4.9/5

NRL Mortgage has built an outstanding reputation in the Greater Rochester area, including Spencerport, for their exceptional customer service and competitive mortgage products. As a mortgage broker, they work with multiple lenders to find the best rates and terms for each borrower's unique situation. Their team of experienced loan officers provides personalized attention throughout the mortgage process, with particular strength in navigating complex financial situations. Customers consistently highlight their professionalism, attention to detail, and ability to close loans efficiently.

Experience:15 years
Reviews:187 customer reviews
1501 East Avenue, Rochester, NY 14610

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRenovationRefinance
3

Five Star Bank Mortgage Division

Five Star Bank

★★★★☆
4.7/5

Five Star Bank has been serving Western New York communities for over 150 years, with strong presence in the Spencerport area through their local banking relationships. They offer a comprehensive range of mortgage products with the advantage of local decision-making and personalized service. Their mortgage specialists understand the unique aspects of the Monroe County housing market and provide competitive rates with flexible terms. Customers appreciate their community-focused approach, reliable service, and the convenience of working with a established regional bank that maintains local underwriting authority.

Experience:150+ years
Reviews:156 customer reviews
55 North Main Street, Warsaw, NY 14569

Loan Types:

ConventionalFHAVAFixed-rateAdjustable-rateConstructionLotRefinance

Why Choose a Mortgage Lender in Spencerport?

Local Market Knowledge

Lenders who understand Spencerport's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Spencerport and get competitive rates on your home loan.