Top 3 Mortgage Lenders in Staten Island

CrossCountry Mortgage's Staten Island branch, led by experienced loan officer Michael Cetera, stands out as one of the highest-rated mortgage lenders serving the borough. With exceptional 4.9-star ratings across multiple platforms, this locally-operated branch combines the resources of a national lender with personalized community service. Specializing in Staten Island's unique real estate market, they offer competitive rates for conventional, FHA, and VA loans, with particular expertise in helping first-time homebuyers navigate the NYC housing landscape. Their team provides comprehensive guidance through the entire mortgage process, from pre-approval to closing.

With deep roots in the Staten Island community, this established banking institution (now operating as Citizens Bank following the merger) maintains one of the strongest local presences for mortgage lending. Michael Carbone and his team have built an outstanding reputation over two decades, earning consistent 4.8-star ratings for their personalized service and competitive mortgage products. They specialize in both purchase and refinance loans, with particular strength in construction lending and jumbo mortgages suited for Staten Island's diverse housing market. Their local underwriting and decision-making capabilities provide significant advantages for Staten Island homebuyers.

Guaranteed Rate's Staten Island office, led by Anthony Tola, brings national lending power with local expertise to the borough's homebuyers. With strong 4.7-star ratings and extensive experience in NYC's complex real estate market, this team excels at navigating Staten Island's unique mortgage challenges. They offer a comprehensive range of loan products with particularly competitive jumbo and investment property financing options. Their digital mortgage platform combined with personalized local service provides an efficient, transparent experience that has earned them consistent praise from Staten Island homebuyers and real estate professionals alike.