Top 3 Mortgage Lenders in Three Mile Bay

Community Bank, N.A. is one of the most established and trusted financial institutions serving the Three Mile Bay area, with deep roots in Northern New York dating back to 1866. As a locally-headquartered bank with multiple branches throughout Jefferson County, they offer personalized mortgage services with local decision-making. Their mortgage team specializes in both purchase and refinance loans with competitive rates, and they have particular expertise with rural properties common in the Thousand Islands region. With exceptional customer satisfaction ratings and the stability of a 150+ year institution, they provide reliable mortgage solutions with the personal touch of a community bank.

Tompkins Community Bank has been serving Northern New York communities for over 150 years with a strong presence throughout Jefferson County. They offer comprehensive mortgage lending services with a focus on personalized customer care and local underwriting expertise. Their mortgage specialists are particularly skilled at navigating the unique aspects of waterfront and rural properties common around Three Mile Bay and the Thousand Islands region. The bank consistently receives high marks for their responsive service, competitive rates, and ability to guide borrowers through the entire mortgage process with clear communication and local decision-making authority.

Approved Mortgage is a highly-rated mortgage brokerage serving the entire Central and Northern New York region, including Three Mile Bay and the Thousand Islands area. With exceptional 4.8-star ratings across multiple review platforms, they've built a reputation for securing competitive rates and providing outstanding customer service. As mortgage brokers, they have access to multiple lenders and can often find better terms than single-institution lenders. Their team specializes in navigating complex property situations common in rural and waterfront communities, and they're particularly praised for their transparent communication, efficient processing, and ability to close loans quickly.