Top 3 Mortgage Lenders in Troy

SEFCU is one of the most highly-rated credit unions serving the Capital Region, including Troy. With over 85 years of financial service experience, they offer competitive mortgage rates and exceptional member service. Their mortgage team provides personalized guidance through the entire homebuying process, with special programs for first-time homebuyers and various affordable housing options. SEFCU's strong local presence and community commitment make them a top choice for Troy area homebuyers seeking reliable, member-focused mortgage services.

Trustco Bank has a strong physical presence in Troy with multiple branches and a dedicated mortgage department. As a community-focused bank with over a century of service, they offer competitive mortgage products with local underwriting and decision-making. Their experienced loan officers provide personalized service and guidance throughout the mortgage process. Trustco's long-standing reputation in the Capital Region and their commitment to local homebuyers make them a reliable choice for Troy residents seeking traditional banking relationships with modern mortgage solutions.

While not locally based in Troy, Rocket Mortgage consistently ranks as one of the top mortgage lenders nationwide with excellent service ratings and competitive rates. They serve the Troy market with their fully digital mortgage platform, offering streamlined application processes and efficient closing timelines. With extensive experience and a wide range of loan products, Rocket Mortgage provides Troy homebuyers with flexible options and strong customer support. Their high volume of positive reviews and reputation for reliability make them a top choice for tech-savvy borrowers seeking convenience without sacrificing service quality.