Top 3 Mortgage Lenders in Valhalla

Hudson Valley Credit Union stands out as one of the highest-rated mortgage lenders serving Westchester County, including Valhalla. With over 50 years of community banking experience, HVCU offers competitive rates and personalized service through their local branches. Members consistently praise their responsive loan officers, streamlined application process, and commitment to finding the right mortgage solution. As a not-for-profit financial cooperative, they often provide better terms and lower fees than traditional banks, making them a top choice for Valhalla homebuyers.

Located just minutes from Valhalla in White Plains, Ross Mortgage Corporation has built an exceptional reputation over 25 years serving Westchester County. This boutique mortgage brokerage receives consistently outstanding reviews for their expertise in complex loan scenarios, competitive rates, and white-glove customer service. Their team of experienced loan officers specializes in the unique real estate market of Westchester County, offering personalized attention and local market knowledge that larger national lenders can't match. Clients frequently mention their responsiveness and ability to close loans efficiently.

Guaranteed Rate's Westchester office provides Valhalla residents with the perfect blend of national lending power and local expertise. As one of the largest retail mortgage lenders in the U.S., they offer competitive rates and an innovative digital mortgage platform while maintaining strong local presence through their White Plains office. Their team specializes in Westchester County real estate and receives high marks for their efficient processing, transparent communication, and ability to handle complex loan scenarios. The combination of technology-driven convenience and personalized local service makes them a top choice for modern homebuyers in Valhalla.