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Home/New York/Valley Cottage
Valley Cottage, NY

Top 3 Mortgage Lenders in Valley Cottage

Compare verified mortgage lenders serving Valley Cottage, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
364+
Reviews
13
Loan Types

Available Loan Programs in Valley Cottage

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
Investment Property
Fixed-rate
Adjustable-rate
Construction-to-Perm
Home Equity

Featured Mortgage Lenders

1

Michael G. Albanese

CrossCountry Mortgage, LLC

★★★★☆
4.9/5

Michael Albanese at CrossCountry Mortgage is one of the highest-rated mortgage professionals serving Rockland County, with numerous 5-star reviews praising his exceptional customer service, responsiveness, and expertise in navigating complex loan scenarios. Located just minutes from Valley Cottage in New City, he offers personalized mortgage solutions with competitive rates and has built a strong reputation for making the home financing process smooth and transparent for buyers throughout the Hudson Valley region.

Experience:15 years
Reviews:125 customer reviews
75 S Main St, New City, NY 10956

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
2

Michael Shapoff

Shapoff Mortgage Group

★★★★☆
4.8/5

With over two decades of experience serving Rockland County homeowners, Shapoff Mortgage Group has established itself as a trusted local mortgage broker known for deep market knowledge and personalized service. Michael Shapoff and his team are praised for their attention to detail, competitive rates, and ability to close loans efficiently. Their New City location provides convenient access for Valley Cottage residents seeking expert mortgage guidance with a local touch.

Experience:20 years
Reviews:89 customer reviews
257 S Main St, New City, NY 10956

Loan Types:

ConventionalFHAVAJumboConstructionInvestment PropertyRefinance
3

Provident Bank Mortgage Department

Provident Bank

★★★★☆
4.7/5

As a well-established regional bank with deep roots in the Hudson Valley, Provident Bank offers comprehensive mortgage services with the stability of a 180-year-old institution. Their mortgage team provides competitive rates and personalized service, combining the convenience of local decision-making with the resources of a full-service bank. With multiple branches throughout Rockland County, including nearby Pearl River, they have extensive experience serving Valley Cottage homebuyers with various loan programs and exceptional customer support.

Experience:180 years (mortgage division established expertise)
Reviews:150 customer reviews
100 E Central Ave, Pearl River, NY 10965

Loan Types:

ConventionalFHAVAFixed-rateAdjustable-rateConstruction-to-PermHome Equity

Why Choose a Mortgage Lender in Valley Cottage?

Local Market Knowledge

Lenders who understand Valley Cottage's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Valley Cottage and get competitive rates on your home loan.