Top 3 Mortgage Lenders in Valley Falls

Homestead Funding Corp. is a highly-rated regional mortgage lender with exceptional customer satisfaction ratings and strong presence throughout the Capital Region. With nearly 30 years of experience, they specialize in personalized service and offer competitive rates across all loan types. Their team includes local mortgage experts who understand the Valley Falls market specifically, and they consistently receive praise for their responsiveness, transparency, and smooth closing processes. They have maintained an A+ BBB rating and are known for their educational approach to helping borrowers understand their options.

SEFCU is a highly-regarded credit union serving the Capital Region with extensive mortgage lending experience. While headquartered in Albany, they actively serve Valley Falls and surrounding Rensselaer County with competitive rates and exceptional member service. Their mortgage team provides personalized guidance through the entire home buying process, and as a credit union, they often offer more favorable terms and lower fees than traditional banks. They receive consistent praise for their local decision-making, community involvement, and commitment to member education.

Trustco Bank has deep roots in Eastern New York with over a century of community banking experience. Their mortgage division serves Valley Falls directly and maintains a strong local presence throughout Rensselaer County. They offer competitive rates and specialize in working with local buyers who appreciate their community-focused approach and personalized service. Trustco receives excellent reviews for their straightforward application process, local underwriting, and commitment to keeping mortgage servicing local rather than selling loans to third parties. Their experienced loan officers provide guidance tailored to the specific Valley Falls real estate market.