Top 3 Mortgage Lenders in Van Hornesville

NBT Bank has been serving upstate New York communities for over 165 years and maintains a strong presence throughout the Mohawk Valley region. With a branch in nearby Norwich and multiple locations throughout the area, they offer personalized mortgage services with local decision-making. Their mortgage team specializes in rural and suburban properties, making them an excellent choice for Van Hornesville residents. They consistently receive high marks for their competitive rates, personalized service, and deep understanding of the local real estate market.

Trustco Bank has been a cornerstone of New York's Capital Region and Mohawk Valley for over a century, with multiple branches serving the Van Hornesville area. Their mortgage department offers competitive rates and specializes in serving rural communities throughout upstate New York. They're particularly known for their straightforward application process and local underwriting, which allows for quicker decisions. Customers consistently praise their knowledgeable staff and commitment to the communities they serve.

Guild Mortgage maintains a strong presence in upstate New York with local loan officers who understand the unique aspects of the Van Hornesville market. As a nationwide lender with local expertise, they offer a wide variety of loan programs including specialized options for rural properties. Their local team provides personalized service while leveraging the resources of a major mortgage lender. They're particularly noted for their expertise with USDA loans, which can be beneficial for properties in rural Otsego County.