Top 3 Mortgage Lenders in Verplanck

Homestead Funding Corp. is a highly-rated regional mortgage lender with extensive experience serving the Hudson Valley region including Verplanck. Founded in 1995, they have built an exceptional reputation with nearly perfect ratings across multiple review platforms. They specialize in personalized mortgage solutions with local underwriters and processors who understand the Westchester County market. Their team includes experienced loan officers like Michael Pappas who have decades of experience with various loan types including first-time homebuyer programs, VA loans, and conventional mortgages. They're known for competitive rates, transparent communication, and guiding borrowers through the entire mortgage process.

Trustco Bank is a well-established community bank with a strong physical presence in the Verplanck area, including their nearby Peekskill branch just minutes away. With over a century of operation, they offer the stability of a traditional bank combined with local decision-making. They provide competitive mortgage rates and various loan products with the advantage of in-person service. Trustco is particularly noted for their construction loans and portfolio lending options that larger national lenders may not offer. Their local branch managers have deep knowledge of the Westchester County real estate market and maintain long-term relationships with local real estate professionals.

Premium Mortgage Corporation has been serving the Westchester County area since 1986 and is highly regarded for their expertise in the local mortgage market. They maintain a physical office in White Plains, conveniently located to serve Verplanck residents. With exceptional ratings and hundreds of positive reviews, they're known for their responsive service, competitive rates, and efficient loan processing. They offer a comprehensive range of mortgage products and have particular expertise in jumbo loans common in the Westchester market. Their team includes seasoned professionals who understand the nuances of local property types and market conditions in the Hudson Valley region.