Top 3 Mortgage Lenders in Waddington

Community Bank has been serving Northern New York for over 150 years and maintains a strong presence in St. Lawrence County. As one of the most established financial institutions in the region, they offer personalized mortgage services with local decision-making. Their experienced loan officers understand the unique rural property needs of Waddington area residents and provide competitive rates with various loan programs including USDA loans which are particularly relevant for this agricultural region.

Seaway Valley FCU is a member-owned financial cooperative deeply embedded in the North Country community. They offer competitive mortgage rates and personalized service with a focus on understanding local real estate markets. Their mortgage specialists provide comprehensive guidance through the entire home buying process, and as a credit union, they often offer lower fees and more flexible underwriting than traditional banks, making them an excellent choice for Waddington residents.

St. Lawrence Federal Credit Union serves residents throughout St. Lawrence County including Waddington. They have built a strong reputation for providing personalized mortgage solutions with local underwriting and decision-making. Their experienced loan officers specialize in rural property financing and offer various programs tailored to the North Country market. Members appreciate their responsive service, competitive rates, and commitment to the local community they've served for over six decades.