Top 3 Mortgage Lenders in Wading River

Michael D'Ambrosio at CrossCountry Mortgage is one of the highest-rated mortgage professionals serving the Wading River area with over two decades of experience. Located just 20 minutes from Wading River in Bohemia, this branch has built an exceptional reputation for personalized service and competitive rates. Specializing in both purchase and refinance loans, they offer comprehensive guidance through the entire mortgage process. Their high rating reflects consistent customer satisfaction, with particular strength in first-time homebuyer programs and jumbo loans for the North Shore market.

NRL Mortgage, led by Michael Ardolino, has been serving Suffolk County communities including Wading River for over 15 years. Based in nearby Shirley, this established mortgage brokerage has earned numerous industry awards and maintains exceptional customer reviews. They excel at finding competitive rates across all loan types and are particularly known for their expertise in construction loans and investment properties. Their local knowledge of the Wading River market and strong relationships with multiple lenders allows them to secure favorable terms for borrowers.

Teachers Federal Credit Union, while headquartered in Hauppauge (approximately 30 minutes from Wading River), serves the entire Suffolk County region with an outstanding reputation for mortgage lending. As one of Long Island's largest credit unions with over 70 years of operation, they offer highly competitive rates and exceptional member service. Their mortgage department consistently receives high marks for transparency, low closing costs, and personalized attention throughout the loan process. They're particularly strong for conventional and jumbo loans in the Wading River area, with the added benefit of local decision-making and community-focused service.