Top 3 Mortgage Lenders in Waterford

SEFCU is one of the most highly-rated credit unions in the Capital Region with exceptional mortgage services. They consistently receive top marks for customer satisfaction, competitive rates, and personalized service. As a local institution with deep community roots, they offer specialized guidance for Waterford homebuyers through their comprehensive mortgage programs and local branch network. Their mortgage specialists provide one-on-one consultations and streamlined processing.

Trustco Bank has an actual physical branch located right in Waterford, making them extremely accessible for local residents. They offer competitive mortgage rates and have built a strong reputation for reliable service and local decision-making. With over a century of community banking experience, they understand the local Waterford real estate market and provide personalized mortgage solutions with local underwriting and processing.

While based in Catskill, Catskill Hudson Bank serves the entire Capital Region including Waterford and has earned exceptional ratings for their mortgage services. They're known for their responsive customer service, competitive rates, and efficient loan processing. As a community-focused bank, they offer personalized attention and local decision-making that larger national lenders can't match, with mortgage specialists who understand the specific needs of Waterford homebuyers.