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Home/New York/Waterville
Waterville, NY

Top 3 Mortgage Lenders in Waterville

Compare verified mortgage lenders serving Waterville, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.5
Avg Rating
550+
Reviews
8
Loan Types

Available Loan Programs in Waterville

Conventional
FHA
VA
USDA
Jumbo
First-time Homebuyer
Refinance
Reverse Mortgages

Featured Mortgage Lenders

1

Adirondack Bank

Adirondack Bank

★★★★☆
4.2/5

Adirondack Bank is a deeply rooted local institution serving Central New York, including Waterville, for over a century. Known for its personalized customer service and community-focused approach, it offers competitive mortgage rates and a variety of loan options. With strong local presence and high customer satisfaction, it is a trusted choice for homebuyers in the region.

Experience:125 years
Reviews:150 customer reviews
185 Genesee St, Utica, NY 13501

Loan Types:

ConventionalFHAVAUSDAJumbo
2

Empower Federal Credit Union

Empower Federal Credit Union

★★★★☆
4.5/5

Empower Federal Credit Union is a member-owned financial cooperative with a strong reputation in Central New York, including service to Waterville. It excels in customer service, offering low fees and flexible mortgage solutions. Its long history and high ratings reflect reliability and a commitment to helping members achieve homeownership with tailored loan products.

Experience:102 years
Reviews:300 customer reviews
3000 Erie Blvd E, Syracuse, NY 13224

Loan Types:

ConventionalFHAVAFirst-time HomebuyerRefinance
3

Homestead Funding Corp

Homestead Funding Corp

★★★★☆
4.7/5

Homestead Funding Corp is a highly-rated mortgage broker with nearly three decades of experience serving New York State, including Waterville. It specializes in finding optimal loan options for clients, backed by excellent customer reviews and a track record of competitive rates. Its expertise in various mortgage types makes it a top choice for personalized service.

Experience:29 years
Reviews:100 customer reviews
4 Airline Dr, Albany, NY 12205

Loan Types:

ConventionalFHAVAUSDAJumboReverse Mortgages

Why Choose a Mortgage Lender in Waterville?

Local Market Knowledge

Lenders who understand Waterville's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Waterville and get competitive rates on your home loan.