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Home/New York/Wilmington
Wilmington, NY

Top 3 Mortgage Lenders in Wilmington

Compare verified mortgage lenders serving Wilmington, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.6
Avg Rating
431+
Reviews
10
Loan Types

Available Loan Programs in Wilmington

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer
HELOC
Lot Loans

Featured Mortgage Lenders

1

Adirondack Regional Lending

Adirondack Regional Lending

★★★★☆
4.8/5

Adirondack Regional Lending is a highly-rated local mortgage broker serving the entire Adirondack region including Wilmington. They specialize in mountain and rural property financing with exceptional knowledge of local market conditions. Their team has built a strong reputation for personalized service, competitive rates, and expertise in handling unique Adirondack property challenges. Customers consistently praise their responsiveness and ability to navigate complex loan scenarios in the region's distinctive real estate market.

Experience:15 years
Reviews:89 customer reviews
2453 Main Street, Lake Placid, NY 12946

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

First Heritage Federal Credit Union

First Heritage Federal Credit Union

★★★★☆
4.6/5

As a well-established community credit union serving the North Country region, First Heritage FCU has deep roots in the Adirondack communities including Wilmington. They offer competitive mortgage rates for members and are known for their personalized approach to lending. Their local loan officers understand the unique aspects of Adirondack property financing and provide exceptional member service. The credit union consistently receives high marks for customer satisfaction and community commitment.

Experience:70 years
Reviews:127 customer reviews
1021 State Route 3, Saranac Lake, NY 12983

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerConstructionHELOC
3

Community Bank NA

Community Bank NA

★★★★☆
4.4/5

Community Bank NA has been serving the North Country region for over 150 years with multiple branches throughout the Adirondacks. They have extensive experience with Adirondack property financing and offer a wide range of mortgage products. Their local lending team provides personalized service with the stability of a regional banking institution. Customers appreciate their competitive rates, local decision-making authority, and deep understanding of the unique Adirondack real estate market, including seasonal and recreational properties common in Wilmington.

Experience:150+ years
Reviews:215 customer reviews
45 Main Street, Saranac Lake, NY 12983

Loan Types:

ConventionalFHAVAUSDAConstructionLot LoansRefinance

Why Choose a Mortgage Lender in Wilmington?

Local Market Knowledge

Lenders who understand Wilmington's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Wilmington and get competitive rates on your home loan.