Top 3 Mortgage Lenders in Atlantic Beach

Atlantic Bay Mortgage Group is a highly-rated regional lender with extensive experience serving the North Carolina coastal communities including Atlantic Beach. Founded in 1996, they have built a stellar reputation for exceptional customer service and competitive rates. Specializing in coastal property financing, they understand the unique needs of beach community homeowners. With over 4,500+ Google reviews averaging 4.8 stars, they're known for their personalized approach, local market expertise, and efficient loan processing. Their team includes specialists in VA loans, making them an excellent choice for military families in the Camp Lejeune area.

As a community bank with deep roots in Eastern North Carolina, Southern Bank and Trust has been serving Atlantic Beach and Carteret County for over a century. Their local mortgage department provides personalized service with decision-making kept within the community. They excel in construction and lot loans, which are particularly valuable in developing coastal areas. With a 4.7-star rating across multiple review platforms, customers consistently praise their local expertise, competitive rates, and the convenience of having both banking and mortgage services in one institution. Their Morehead City location is just minutes from Atlantic Beach.

Movement Mortgage has established itself as one of the top mortgage lenders serving coastal North Carolina communities including Atlantic Beach. Despite being a national lender, they maintain strong local presence with dedicated loan officers who understand the Crystal Coast market. They're particularly praised for their efficient "7-day processing" and excellent communication throughout the loan process. With a 4.9-star average from hundreds of reviews, they're recognized for their competitive rates, digital convenience, and expertise in both primary residence and vacation home financing. Their Wilmington-based team regularly serves clients throughout the Atlantic Beach area.