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Home/North Carolina/Bakersville
Bakersville, NC

Top 3 Mortgage Lenders in Bakersville

Compare verified mortgage lenders serving Bakersville, North Carolina. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
650+
Reviews
9
Loan Types

Available Loan Programs in Bakersville

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Construction-to-Permanent
Renovation

Featured Mortgage Lenders

1

Mountain Credit Union Mortgage Department

Mountain Credit Union

★★★★☆
4.8/5

Mountain Credit Union is a highly-rated regional financial institution serving Western North Carolina communities including Bakersville. With deep roots in the mountain region, they offer personalized mortgage services with competitive rates and exceptional member service. Their mortgage specialists understand the unique needs of rural and mountain properties common in Mitchell County. They consistently receive outstanding reviews for their transparent process, local decision-making, and commitment to community development throughout the region.

Experience:15 years
Reviews:150 customer reviews
12558 NC-226, Spruce Pine, NC 28777

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Peoples Mortgage Company

Peoples Mortgage Company, Inc.

★★★★☆
4.9/5

Peoples Mortgage Company is an Asheville-based lender with an excellent reputation throughout Western North Carolina, including service to Bakersville and Mitchell County. They specialize in mountain and rural property financing with extensive experience handling the unique challenges of these properties. With nearly 35 years in business, they've built a strong track record for competitive rates, exceptional customer service, and deep local market knowledge. Their high ratings reflect their commitment to making the mortgage process smooth and understandable for borrowers.

Experience:20 years
Reviews:200 customer reviews
28 Schenck Parkway, Suite 200, Asheville, NC 28803

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentRenovationRefinance
3

Movement Mortgage - Asheville

Movement Mortgage, LLC

★★★★☆
4.7/5

Movement Mortgage has established a strong presence in Western North Carolina with their Asheville office actively serving Bakersville and surrounding communities. As a national lender with deep local roots, they combine the resources of a large institution with personalized service from local mortgage experts. They're particularly noted for their efficient processing and closing timelines, along with competitive rate offerings. Their extensive experience with rural properties and USDA loans makes them an excellent choice for Bakersville area homebuyers seeking reliable mortgage services.

Experience:12 years
Reviews:300 customer reviews
1 Page Avenue, Suite 125, Asheville, NC 28801

Loan Types:

ConventionalFHAVAUSDAJumboRenovationRefinance

Why Choose a Mortgage Lender in Bakersville?

Local Market Knowledge

Lenders who understand Bakersville's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in North Carolina.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Bakersville and get competitive rates on your home loan.