Top 3 Mortgage Lenders in Columbia

As one of North Carolina's largest credit unions with extensive experience serving eastern NC communities, Coastal Credit Union offers exceptional mortgage services with highly competitive rates and personalized local service. Their mortgage team specializes in helping borrowers throughout the Columbia area and surrounding coastal regions, with particular expertise in rural property financing and first-time homebuyer programs. Members consistently praise their transparent process, knowledgeable loan officers, and commitment to community lending.

OBX Lending Group has built an outstanding reputation serving the entire Outer Banks and Albemarle Sound region, including Columbia. As a locally-owned mortgage brokerage, they offer access to multiple lenders and highly competitive rates with exceptional personalized service. Specializing in coastal and rural property financing, their team has deep expertise with USDA loans particularly relevant for Columbia's rural character. Customers consistently highlight their responsiveness, local market knowledge, and ability to navigate complex rural property scenarios.

Southern Bank has deep roots in eastern North Carolina with extensive experience serving rural communities like Columbia. As a community-focused bank with branches throughout the region, they offer local decision-making and personalized mortgage services tailored to the unique needs of coastal NC residents. Their mortgage team excels at construction lending and rural property financing, with particular strength in serving agricultural and waterfront properties common in the Columbia area. Long-standing community presence ensures reliable, trustworthy service with local expertise.