Top 3 Mortgage Lenders in Columbus

HomeTrust Bank is a regional community bank with strong presence throughout Western North Carolina, including serving the Columbus area. They offer personalized mortgage services with local decision-making and have built an excellent reputation for customer service. Their mortgage team specializes in both primary residences and mountain/vacation properties common in the Columbus region, with competitive rates and flexible loan options tailored to individual needs.

First Bank has a strong regional presence serving both North and South Carolina border communities, including Columbus. They maintain a physical branch in nearby Landrum, SC, making them easily accessible to Columbus residents. Their mortgage division receives high marks for responsive service, local underwriting, and competitive rate offerings. They specialize in serving both primary homebuyers and investment property purchasers in the rural mountain communities.

Mountain Commerce Bank has established itself as a trusted mortgage lender throughout Western North Carolina, with specific expertise in serving rural communities like Columbus. They offer local loan processing and decision-making, which speeds up the mortgage approval process. Their team has particular experience with mountain properties and land purchases, making them an excellent choice for Columbus area homebuyers seeking personalized service from a community-focused institution.