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Home/North Carolina/Elizabeth City
Elizabeth City, NC

Top 3 Mortgage Lenders in Elizabeth City

Compare verified mortgage lenders serving Elizabeth City, North Carolina. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
601+
Reviews
10
Loan Types

Available Loan Programs in Elizabeth City

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer
Home Equity
Renovation

Featured Mortgage Lenders

1

Sound Bank Mortgage Team

Sound Bank

★★★★☆
4.8/5

Sound Bank has established itself as a premier community bank serving Northeastern North Carolina, including Elizabeth City. With deep roots in the local community, they offer personalized mortgage services and competitive rates. Their mortgage team provides exceptional customer service with local decision-making, making the home financing process smooth and transparent. They specialize in first-time homebuyer programs and offer various loan options tailored to the coastal North Carolina market.

Experience:15 years
Reviews:89 customer reviews
1202 US Highway 64, Engelhard, NC 27824

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Chartway Credit Union Mortgage Department

Chartway Credit Union

★★★★☆
4.7/5

Chartway Credit Union has a strong presence in the Hampton Roads region and serves members throughout Northeastern North Carolina, including Elizabeth City. As a not-for-profit financial cooperative, they offer competitive mortgage rates and exceptional member service. Their mortgage specialists provide personalized guidance through the entire home financing process, with particular expertise in VA loans and first-time homebuyer programs. Their local knowledge of the coastal market makes them a top choice for Elizabeth City residents.

Experience:12 years
Reviews:127 customer reviews
1000 Omni Boulevard, Newport News, VA 23606

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinanceHome Equity
3

Atlantic Bay Mortgage Group

Atlantic Bay Mortgage Group

★★★★☆
4.9/5

Atlantic Bay Mortgage Group is one of the highest-rated mortgage lenders serving the Hampton Roads and Northeastern North Carolina regions. With extensive experience in the coastal market, they have helped thousands of Elizabeth City residents achieve their homeownership dreams. They are particularly renowned for their exceptional customer service, competitive rates, and streamlined digital mortgage process. Their team includes specialists in VA loans, first-time homebuyer programs, and investment properties, making them a comprehensive solution for all mortgage needs in the Elizabeth City area.

Experience:25 years
Reviews:385 customer reviews
1201 Lake James Drive, Virginia Beach, VA 23464

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionRenovation

Why Choose a Mortgage Lender in Elizabeth City?

Local Market Knowledge

Lenders who understand Elizabeth City's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in North Carolina.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Elizabeth City and get competitive rates on your home loan.