Top 3 Mortgage Lenders in Ellerbe

First Bank has been serving Richmond County and the Ellerbe area for over 25 years with deep community roots. As a regional bank with physical branches in nearby Rockingham, they offer personalized mortgage services with local decision-making. Their mortgage team specializes in rural property financing, which is particularly valuable for Ellerbe's market. Customers consistently praise their competitive rates, transparent process, and exceptional customer service, with many noting the convenience of having local loan officers who understand the specific needs of Richmond County homebuyers.

SECU is North Carolina's largest credit union with a strong presence throughout Richmond County, including service to Ellerbe residents. They offer highly competitive mortgage rates and low fees to members, with special programs for first-time homebuyers and rural property financing. Their local Rockingham branch provides personalized service with mortgage specialists who understand the Ellerbe market. Members consistently rate SECU highly for their transparent process, educational approach to homebuying, and commitment to serving North Carolina communities with affordable mortgage solutions.

Movement Mortgage, headquartered in Charlotte, has extensive experience serving rural North Carolina communities like Ellerbe. They are particularly known for their efficient processing and competitive rates for USDA loans, which are ideal for the Ellerbe area. Their local loan officers have deep knowledge of Richmond County's real estate market and frequently work with Ellerbe homebuyers. Movement receives high marks for their streamlined digital process combined with personalized service, fast closings, and expertise in rural property financing. Their strong community involvement across North Carolina demonstrates their commitment to serving the state's diverse housing needs.