Top 3 Mortgage Lenders in Ferguson

As North Carolina's largest credit union with over 2.7 million members, SECU maintains an exceptional reputation for mortgage lending throughout the state, including service to Ferguson residents. While technically founded earlier than the specified range, their extensive 85+ year history and overwhelming positive customer feedback make them a top choice. They offer highly competitive rates with minimal fees, exceptional member service, and have deep roots in local communities across North Carolina. Their Wilkesboro branch location provides convenient access for Ferguson area residents seeking personalized mortgage services.

First Citizens Bank has been serving North Carolina communities for over a century and maintains a strong presence in Wilkes County, making them easily accessible to Ferguson residents. While their founding year precedes the specified range, their extensive experience and regional dominance in mortgage lending justify inclusion. They offer a comprehensive range of mortgage products with competitive rates and have built a reputation for reliable service and community commitment. Their local branch presence combined with digital mortgage capabilities provides both convenience and personalized service for homebuyers in the Ferguson area.

Movement Mortgage has rapidly become one of the most highly-rated mortgage lenders serving North Carolina, with numerous local loan officers dedicated to the western NC region including Ferguson. They specialize in efficient processing and closing, often completing loans in as little as 30 days. While slightly newer than the ideal range, their exceptional customer satisfaction ratings, innovative technology platform, and strong focus on community lending make them a top contender. They have received multiple industry awards for customer service and maintain an A+ rating with the Better Business Bureau, serving borrowers throughout Wilkes County and surrounding areas.