Top 3 Mortgage Lenders in Harkers Island

Jason Hardison with Movement Mortgage is one of the highest-rated mortgage professionals serving the Crystal Coast area, including Harkers Island. With over 14 years of experience and hundreds of successful closings, he specializes in coastal property financing and understands the unique needs of waterfront communities. His exceptional 4.9-star rating across multiple platforms reflects his commitment to personalized service, competitive rates, and smooth closing processes. He's particularly skilled with VA loans, which is valuable for the military community in Eastern North Carolina.

Coastal Community National Bank has been serving Carteret County and the Crystal Coast region for over two decades, with deep roots in Harkers Island and surrounding communities. Their mortgage team specializes in coastal property financing, including construction loans for custom homes and lot purchases. With local underwriting and decision-making, they offer personalized service and understand the unique aspects of barrier island and waterfront properties. Their long-standing community presence and 4.8-star customer rating demonstrate consistent reliability.

Coastal Credit Union has been serving Eastern North Carolina residents for over 55 years, with a strong presence throughout Carteret County including Harkers Island. Their mortgage team offers competitive rates and personalized service, with particular expertise in first-time homebuyer programs and military/veteran financing. As a member-owned institution, they prioritize customer satisfaction over profit, resulting in their consistent 4.7-star rating. Their local loan officers understand the specific challenges and opportunities of coastal property ownership in the Harkers Island area.