Top 3 Mortgage Lenders in Harris

Movement Mortgage is one of the top-rated mortgage lenders serving North Carolina with a strong presence in the Charlotte metropolitan area that extends to Harris and surrounding rural communities. Founded in 2008, they've built an exceptional reputation for fast closings and excellent customer service. As a direct lender, they process and underwrite loans in-house, which often results in quicker approval times. Their specialization in various loan types including USDA loans makes them particularly well-suited for the Harris area's rural character. They consistently receive high marks for their transparent process, competitive rates, and local expertise in North Carolina mortgage markets.

PrimeLending has been serving North Carolina homebuyers for over three decades with a strong Charlotte presence that extends to rural areas like Harris. They are particularly noted for their expertise in government-backed loans including USDA loans, which are highly relevant for Harris's rural location. With an A+ BBB rating and numerous industry awards, they offer personalized service through local loan officers who understand the specific needs of Western North Carolina communities. Their digital mortgage platform combined with local expertise provides a streamlined experience, and they're known for offering competitive rates with various down payment assistance programs suitable for first-time homebuyers.

New American Funding has a strong presence in Western North Carolina with local offices that serve the Harris area. They are particularly recognized for their diverse loan programs and commitment to serving all community segments, including their special focus on helping minority homebuyers. With extensive experience in rural lending and USDA loans, they're well-equipped to handle the specific requirements of Harris properties. They service 99% of their loans, meaning customers maintain a relationship with them rather than having their loan sold to another servicer. Their local Asheville-based team understands the regional market dynamics and provides personalized guidance throughout the mortgage process.